Thinking Out Loud

September 17, 2017

Protection From Equifax Data Breach

Filed under: Uncategorized — mdinh @ 8:00 pm

Place fraud alert – this only needs to be done from one credit bureau and it will be forwared to all others.

To be safe, I have sucessfully placed fraud alert for TransUnion and Equifax. Was not successful with Experian.

Place credit freeze for Equifax only. Freezing all 3 bureaus will be a pain in the arse for when establishing credit.

Should the business use Equifax exclusively, then there’s a choice to unfreze credit from Equifax or take the business elsewhere.

Preference would be take business elsewhere. At this moment, credit freeze at Equifax is planned to be for life.

After placing fraud alert, I got alerted from CreditWise, a free basic credit monitoring from Capital One credit card.

Heads up: there was some activity on your TransUnion credit report.

Visit the Alerts section of CreditWise® from Capital One® to review your recent TransUnion credit report change.
To protect your privacy, we aren’t including any confidential details here.
Sign in soon—staying on top of your credit can help you defend yourself against potential fraud or identity theft.

ProtectMyID Essential, Exclusively for AAA Members – covers credit monitoring from Experian
Get a free copy of your credit report every 12 months from each credit reporting company.

Every 4 month, get free credit report from 1 credit reporting company.

It’s not fool proof, but better than nothing.

At this point, looks like all bases are covered.

Good Luck to you.

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